Rayne State Bank & Trust Company

BankRayne, Louisiana
www.bankonnet.bank

Total Assets

$541.2M

Total Deposits

$485.0M

Branches

7

Established

1943

TFS Health Grade

$
B-

82.3 / 100

Good financial health

How we grade

Rayne State Bank & Trust Company is a bank headquartered in Rayne, Louisiana, established in 1943. With $541.2M in total assets and 7 branch locations, it has a TFS Financial Health Grade of B- (82.3/100).

Capital & Safety

Tier 1 Capital Ratio
11.08%(8%)
Total Capital Ratio
19.15%(10%)
Non-Performing Loan Ratio
0.44%

Profitability

Return on Assets (ROA)
2.01%(1%)
Return on Equity (ROE)
23.15%(10%)
Net Interest Margin
4.35%
Efficiency Ratio
53.63%(60%)

Lending & Liquidity

Total Loans
$338.1M
Loan-to-Deposit Ratio
68.42%
Net Charge-Off Ratio
0.02%

Growth

Asset Growth (YoY)
+7.43%
Deposit Growth (YoY)
+5.68%
Net Income
$10.5M

Data sourced from FDIC BankFind Suite / NCUA Call Reports as of 2025-Q4. This data is provided by the federal government and is believed to be accurate, but TheFinanceSection.com cannot guarantee its completeness or timeliness.

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