United Community Bank

BankRaceland, Louisiana
WWW.UCBANKING.COM

Total Assets

$681.2M

Total Deposits

$559.7M

Branches

11

Established

1964

TFS Health Grade

$
C

75.3 / 100

Average financial health

How we grade

United Community Bank is a bank headquartered in Raceland, Louisiana, established in 1964. With $681.2M in total assets and 11 branch locations, it has a TFS Financial Health Grade of C (75.3/100).

Capital & Safety

Tier 1 Capital Ratio
14.55%(8%)
Total Capital Ratio
0.00%(10%)
Non-Performing Loan Ratio
0.57%

Profitability

Return on Assets (ROA)
1.87%(1%)
Return on Equity (ROE)
12.52%(10%)
Net Interest Margin
5.65%
Efficiency Ratio
66.60%(60%)

Lending & Liquidity

Total Loans
$511.0M
Loan-to-Deposit Ratio
88.37%
Net Charge-Off Ratio
0.06%

Growth

Asset Growth (YoY)
+9.60%
Deposit Growth (YoY)
+8.32%
Net Income
$12.1M

Data sourced from FDIC BankFind Suite / NCUA Call Reports as of 2025-Q4. This data is provided by the federal government and is believed to be accurate, but TheFinanceSection.com cannot guarantee its completeness or timeliness.

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