Patterson State Bank

BankPatterson, Louisiana
www.pattersonstatebank.com

Total Assets

$352.9M

Total Deposits

$319.0M

Branches

3

Established

1925

TFS Health Grade

$
D+

67.8 / 100

Below average financial health

How we grade

Patterson State Bank is a bank headquartered in Patterson, Louisiana, established in 1925. With $352.9M in total assets and 3 branch locations, it has a TFS Financial Health Grade of D+ (67.8/100).

Capital & Safety

Tier 1 Capital Ratio
9.06%(8%)
Total Capital Ratio
17.50%(10%)
Non-Performing Loan Ratio
0.46%

Profitability

Return on Assets (ROA)
0.37%(1%)
Return on Equity (ROE)
4.89%(10%)
Net Interest Margin
2.91%
Efficiency Ratio
84.80%(60%)

Lending & Liquidity

Total Loans
$195.3M
Loan-to-Deposit Ratio
60.43%
Net Charge-Off Ratio
0.03%

Growth

Asset Growth (YoY)
+3.24%
Deposit Growth (YoY)
+2.83%
Net Income
$1.2M

Data sourced from FDIC BankFind Suite / NCUA Call Reports as of 2025-Q4. This data is provided by the federal government and is believed to be accurate, but TheFinanceSection.com cannot guarantee its completeness or timeliness.

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