Catalyst Bank

BankOpelousas, Louisiana
www.catalystbank.com

Total Assets

$279.6M

Total Deposits

$190.7M

Branches

6

Established

1922

TFS Health Grade

$
C

76.7 / 100

Average financial health

How we grade

Catalyst Bank is a bank headquartered in Opelousas, Louisiana, established in 1922. With $279.6M in total assets and 6 branch locations, it has a TFS Financial Health Grade of C (76.7/100).

Capital & Safety

Tier 1 Capital Ratio
27.36%(8%)
Total Capital Ratio
43.71%(10%)
Non-Performing Loan Ratio
1.55%

Profitability

Return on Assets (ROA)
0.80%(1%)
Return on Equity (ROE)
3.01%(10%)
Net Interest Margin
3.95%
Efficiency Ratio
75.35%(60%)

Lending & Liquidity

Total Loans
$170.2M
Loan-to-Deposit Ratio
88.01%
Net Charge-Off Ratio
0.07%

Growth

Asset Growth (YoY)
+2.33%
Deposit Growth (YoY)
+1.24%
Net Income
$2.2M

Data sourced from FDIC BankFind Suite / NCUA Call Reports as of 2025-Q4. This data is provided by the federal government and is believed to be accurate, but TheFinanceSection.com cannot guarantee its completeness or timeliness.

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