Guaranty Bank and Trust Company

BankNew Roads, Louisiana
guaranty-bnk.com

Total Assets

$306.6M

Total Deposits

$264.4M

Branches

7

Established

1957

TFS Health Grade

$
C

75.8 / 100

Average financial health

How we grade

Guaranty Bank and Trust Company is a bank headquartered in New Roads, Louisiana, established in 1957. With $306.6M in total assets and 7 branch locations, it has a TFS Financial Health Grade of C (75.8/100).

Capital & Safety

Tier 1 Capital Ratio
14.34%(8%)
Total Capital Ratio
21.78%(10%)
Non-Performing Loan Ratio
3.52%

Profitability

Return on Assets (ROA)
1.09%(1%)
Return on Equity (ROE)
8.39%(10%)
Net Interest Margin
4.91%
Efficiency Ratio
66.67%(60%)

Lending & Liquidity

Total Loans
$222.1M
Loan-to-Deposit Ratio
83.08%
Net Charge-Off Ratio
0.10%

Growth

Asset Growth (YoY)
-0.23%
Deposit Growth (YoY)
-1.59%
Net Income
$3.4M

Data sourced from FDIC BankFind Suite / NCUA Call Reports as of 2025-Q4. This data is provided by the federal government and is believed to be accurate, but TheFinanceSection.com cannot guarantee its completeness or timeliness.

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