Vermilion Bank & Trust Company

BankKaplan, Louisiana
http://www.vermilionbank.com

Total Assets

$169.7M

Total Deposits

$151.8M

Branches

3

Established

1958

TFS Health Grade

$
C-

72.8 / 100

Average financial health

How we grade

Vermilion Bank & Trust Company is a bank headquartered in Kaplan, Louisiana, established in 1958. With $169.7M in total assets and 3 branch locations, it has a TFS Financial Health Grade of C- (72.8/100).

Capital & Safety

Tier 1 Capital Ratio
11.83%(8%)
Total Capital Ratio
23.61%(10%)
Non-Performing Loan Ratio
1.45%

Profitability

Return on Assets (ROA)
2.03%(1%)
Return on Equity (ROE)
20.41%(10%)
Net Interest Margin
4.19%
Efficiency Ratio
54.07%(60%)

Lending & Liquidity

Total Loans
$67.2M
Loan-to-Deposit Ratio
43.49%
Net Charge-Off Ratio
0.11%

Growth

Asset Growth (YoY)
+3.43%
Deposit Growth (YoY)
+1.85%
Net Income
$3.1M

Data sourced from FDIC BankFind Suite / NCUA Call Reports as of 2025-Q4. This data is provided by the federal government and is believed to be accurate, but TheFinanceSection.com cannot guarantee its completeness or timeliness.

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