Synergy Bank

BankHouma, Louisiana
www.synergybank.com

Total Assets

$1.2B

Total Deposits

$1.1B

Branches

10

Established

1999

TFS Health Grade

$
D+

68.8 / 100

Below average financial health

How we grade

Synergy Bank is a bank headquartered in Houma, Louisiana, established in 1999. With $1.2B in total assets and 10 branch locations, it has a TFS Financial Health Grade of D+ (68.8/100).

Capital & Safety

Tier 1 Capital Ratio
10.62%(8%)
Total Capital Ratio
0.00%(10%)
Non-Performing Loan Ratio
2.12%

Profitability

Return on Assets (ROA)
1.72%(1%)
Return on Equity (ROE)
12.65%(10%)
Net Interest Margin
4.68%
Efficiency Ratio
47.80%(60%)

Lending & Liquidity

Total Loans
$828.4M
Loan-to-Deposit Ratio
76.83%
Net Charge-Off Ratio
0.17%

Growth

Asset Growth (YoY)
+3.22%
Deposit Growth (YoY)
+2.87%
Net Income
$21.1M

Data sourced from FDIC BankFind Suite / NCUA Call Reports as of 2025-Q4. This data is provided by the federal government and is believed to be accurate, but TheFinanceSection.com cannot guarantee its completeness or timeliness.

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