State Bank & Trust Company

BankGolden Meadow, Louisiana
www.sbtcajun.com

Total Assets

$151.6M

Total Deposits

$132.6M

Branches

4

Established

1953

TFS Health Grade

$
C+

77.2 / 100

Average financial health

How we grade

State Bank & Trust Company is a bank headquartered in Golden Meadow, Louisiana, established in 1953. With $151.6M in total assets and 4 branch locations, it has a TFS Financial Health Grade of C+ (77.2/100).

Capital & Safety

Tier 1 Capital Ratio
10.54%(8%)
Total Capital Ratio
16.69%(10%)
Non-Performing Loan Ratio
0.50%

Profitability

Return on Assets (ROA)
1.06%(1%)
Return on Equity (ROE)
13.14%(10%)
Net Interest Margin
4.02%
Efficiency Ratio
74.03%(60%)

Lending & Liquidity

Total Loans
$98.7M
Loan-to-Deposit Ratio
73.40%
Net Charge-Off Ratio
0.02%

Growth

Asset Growth (YoY)
+5.00%
Deposit Growth (YoY)
+5.32%
Net Income
$1.6M

Data sourced from FDIC BankFind Suite / NCUA Call Reports as of 2025-Q4. This data is provided by the federal government and is believed to be accurate, but TheFinanceSection.com cannot guarantee its completeness or timeliness.

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