Gibsland Bank & Trust Company

BankGibsland, Louisiana
www.gbt.bank

Total Assets

$586.1M

Total Deposits

$477.7M

Branches

13

Established

1948

TFS Health Grade

$
D+

69.7 / 100

Below average financial health

How we grade

Gibsland Bank & Trust Company is a bank headquartered in Gibsland, Louisiana, established in 1948. With $586.1M in total assets and 13 branch locations, it has a TFS Financial Health Grade of D+ (69.7/100).

Capital & Safety

Tier 1 Capital Ratio
15.98%(8%)
Total Capital Ratio
0.00%(10%)
Non-Performing Loan Ratio
1.33%

Profitability

Return on Assets (ROA)
1.10%(1%)
Return on Equity (ROE)
7.32%(10%)
Net Interest Margin
4.64%
Efficiency Ratio
73.82%(60%)

Lending & Liquidity

Total Loans
$406.6M
Loan-to-Deposit Ratio
84.41%
Net Charge-Off Ratio
0.09%

Growth

Asset Growth (YoY)
+7.17%
Deposit Growth (YoY)
+1.49%
Net Income
$6.0M

Data sourced from FDIC BankFind Suite / NCUA Call Reports as of 2025-Q4. This data is provided by the federal government and is believed to be accurate, but TheFinanceSection.com cannot guarantee its completeness or timeliness.

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