Heritage Bank of St Tammany

BankCovington, Louisiana
www.heritagebank.org

Total Assets

$179.1M

Total Deposits

$148.9M

Branches

4

Established

1924

TFS Health Grade

$
D-

62.3 / 100

Below average financial health

How we grade

Heritage Bank of St Tammany is a bank headquartered in Covington, Louisiana, established in 1924. With $179.1M in total assets and 4 branch locations, it has a TFS Financial Health Grade of D- (62.3/100).

Capital & Safety

Tier 1 Capital Ratio
11.03%(8%)
Total Capital Ratio
0.00%(10%)
Non-Performing Loan Ratio
0.65%

Profitability

Return on Assets (ROA)
0.35%(1%)
Return on Equity (ROE)
3.35%(10%)
Net Interest Margin
2.99%
Efficiency Ratio
86.47%(60%)

Lending & Liquidity

Total Loans
$145.8M
Loan-to-Deposit Ratio
97.09%
Net Charge-Off Ratio
0.01%

Growth

Asset Growth (YoY)
-1.17%
Deposit Growth (YoY)
+2.71%
Net Income
$643.0K

Data sourced from FDIC BankFind Suite / NCUA Call Reports as of 2025-Q4. This data is provided by the federal government and is believed to be accurate, but TheFinanceSection.com cannot guarantee its completeness or timeliness.

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