American Bank

BankCovington, Louisiana
www.americanbankusa.com

Total Assets

$337.7M

Total Deposits

$295.4M

Branches

5

Established

1964

TFS Health Grade

$
D-

62.5 / 100

Below average financial health

How we grade

American Bank is a bank headquartered in Covington, Louisiana, established in 1964. With $337.7M in total assets and 5 branch locations, it has a TFS Financial Health Grade of D- (62.5/100).

Capital & Safety

Tier 1 Capital Ratio
10.58%(8%)
Total Capital Ratio
0.00%(10%)
Non-Performing Loan Ratio
2.76%

Profitability

Return on Assets (ROA)
1.18%(1%)
Return on Equity (ROE)
10.66%(10%)
Net Interest Margin
6.06%
Efficiency Ratio
70.42%(60%)

Lending & Liquidity

Total Loans
$230.1M
Loan-to-Deposit Ratio
76.55%
Net Charge-Off Ratio
0.58%

Growth

Asset Growth (YoY)
+2.74%
Deposit Growth (YoY)
+1.66%
Net Income
$3.9M

Data sourced from FDIC BankFind Suite / NCUA Call Reports as of 2025-Q4. This data is provided by the federal government and is believed to be accurate, but TheFinanceSection.com cannot guarantee its completeness or timeliness.

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