First National Bank USA

BankBoutte, Louisiana
www.fnbusa.com

Total Assets

$225.3M

Total Deposits

$191.4M

Branches

2

Established

1975

TFS Health Grade

$
C-

72.9 / 100

Average financial health

How we grade

First National Bank USA is a bank headquartered in Boutte, Louisiana, established in 1975. With $225.3M in total assets and 2 branch locations, it has a TFS Financial Health Grade of C- (72.9/100).

Capital & Safety

Tier 1 Capital Ratio
14.67%(8%)
Total Capital Ratio
0.00%(10%)
Non-Performing Loan Ratio
0.03%

Profitability

Return on Assets (ROA)
1.93%(1%)
Return on Equity (ROE)
13.83%(10%)
Net Interest Margin
5.02%
Efficiency Ratio
52.08%(60%)

Lending & Liquidity

Total Loans
$110.8M
Loan-to-Deposit Ratio
57.17%
Net Charge-Off Ratio
0.02%

Growth

Asset Growth (YoY)
+8.59%
Deposit Growth (YoY)
+7.84%
Net Income
$4.2M

Data sourced from FDIC BankFind Suite / NCUA Call Reports as of 2025-Q4. This data is provided by the federal government and is believed to be accurate, but TheFinanceSection.com cannot guarantee its completeness or timeliness.

Other banks in Louisiana