Citizens Savings Bank

BankBogalusa, Louisiana
https://www.citizenssb.com

Total Assets

$318.5M

Total Deposits

$274.0M

Branches

5

Established

1945

TFS Health Grade

$
D+

69.3 / 100

Below average financial health

How we grade

Citizens Savings Bank is a bank headquartered in Bogalusa, Louisiana, established in 1945. With $318.5M in total assets and 5 branch locations, it has a TFS Financial Health Grade of D+ (69.3/100).

Capital & Safety

Tier 1 Capital Ratio
14.06%(8%)
Total Capital Ratio
0.00%(10%)
Non-Performing Loan Ratio
1.00%

Profitability

Return on Assets (ROA)
0.77%(1%)
Return on Equity (ROE)
5.96%(10%)
Net Interest Margin
4.61%
Efficiency Ratio
71.80%(60%)

Lending & Liquidity

Total Loans
$254.4M
Loan-to-Deposit Ratio
90.29%
Net Charge-Off Ratio
0.20%

Growth

Asset Growth (YoY)
+3.70%
Deposit Growth (YoY)
+2.75%
Net Income
$2.5M

Data sourced from FDIC BankFind Suite / NCUA Call Reports as of 2025-Q4. This data is provided by the federal government and is believed to be accurate, but TheFinanceSection.com cannot guarantee its completeness or timeliness.

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