Impact Bank

BankWellington, Kansas
www.impact-bank.com

Total Assets

$164.4M

Total Deposits

$152.0M

Branches

2

Established

1928

TFS Health Grade

$
C

75.7 / 100

Average financial health

How we grade

Impact Bank is a bank headquartered in Wellington, Kansas, established in 1928. With $164.4M in total assets and 2 branch locations, it has a TFS Financial Health Grade of C (75.7/100).

Capital & Safety

Tier 1 Capital Ratio
10.41%(8%)
Total Capital Ratio
15.60%(10%)
Non-Performing Loan Ratio
0.02%

Profitability

Return on Assets (ROA)
1.32%(1%)
Return on Equity (ROE)
20.94%(10%)
Net Interest Margin
3.64%
Efficiency Ratio
61.70%(60%)

Lending & Liquidity

Total Loans
$101.6M
Loan-to-Deposit Ratio
66.01%
Net Charge-Off Ratio
0.06%

Growth

Asset Growth (YoY)
-2.97%
Deposit Growth (YoY)
+5.40%
Net Income
$2.2M

Data sourced from FDIC BankFind Suite / NCUA Call Reports as of 2025-Q4. This data is provided by the federal government and is believed to be accurate, but TheFinanceSection.com cannot guarantee its completeness or timeliness.

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