What is Bank of the Flint Hills's financial health grade?

Bank of the Flint Hills has a TFS Financial Health Grade of C (score: 75.3/100). This grade is based on capital adequacy, asset quality, earnings, and consumer protection metrics.

How many branches does Bank of the Flint Hills have?

Bank of the Flint Hills has 8 branch locations across the United States.

Is Bank of the Flint Hills FDIC insured?

Yes, Bank of the Flint Hills is FDIC insured (Certificate #4791).

What are the total assets of Bank of the Flint Hills?

Bank of the Flint Hills has total assets of $509.1M as reported in its most recent FDIC filing.

Bank of the Flint Hills

BankWamego, Kansas

http://www.bankflinthills.com

Total Assets

$509.1M

Total Deposits

$458.2M

Branches

Established

1875

TFS Health Grade

75.3 / 100

Average financial health

How we grade

Bank of the Flint Hills is a bank headquartered in Wamego, Kansas, established in 1875. With $509.1M in total assets and 8 branch locations, it has a TFS Financial Health Grade of C (75.3/100).

Capital & Safety

Tier 1 Capital Ratio

8.59%(8%)

Total Capital Ratio

11.49%(10%)

Non-Performing Loan Ratio

0.42%

Profitability

Return on Assets (ROA)

1.59%(1%)

Return on Equity (ROE)

19.95%(10%)

Net Interest Margin

4.14%

Efficiency Ratio

60.04%(60%)

Lending & Liquidity

Total Loans

$401.8M

Loan-to-Deposit Ratio

86.57%

Net Charge-Off Ratio

0.02%

Growth

Asset Growth (YoY)

+10.49%

Deposit Growth (YoY)

+11.68%

Net Income

$7.6M

Data sourced from FDIC BankFind Suite / NCUA Call Reports as of 2025-Q4. This data is provided by the federal government and is believed to be accurate, but TheFinanceSection.com cannot guarantee its completeness or timeliness.

Branch	Address	City	State	Type
Bank of the Flint HillsHQ	806 5th St	Wamego	KS	11
Bank of the Flint Hills	408 Missouri Ave	Alma	KS	11
Bank of the Flint Hills	7860 E Us Highway 24	Manhattan	KS	11
Bank of the Flint Hills	2005 Clock Tower Pl	Manhattan	KS	11
Bank of the Flint Hills	117 Highway 24	Rossville	KS	11
Bank of the Flint Hills	905 E Bertrand Ave	Saint Marys	KS	11
Bank of the Flint Hills	1009 Lincoln Ave	Wamego	KS	23
Bank of the Flint Hills	101 E Mackenzie St	White City	KS	11

Data sourced from FDIC BankFind Suite. This data is provided by the federal government and is believed to be accurate, but TheFinanceSection.com cannot guarantee its completeness or timeliness.