What is Security State Bank's financial health grade?

Security State Bank has a TFS Financial Health Grade of C (score: 75.5/100). This grade is based on capital adequacy, asset quality, earnings, and consumer protection metrics.

How many branches does Security State Bank have?

Security State Bank has 4 branch locations across the United States.

Is Security State Bank FDIC insured?

Yes, Security State Bank is FDIC insured (Certificate #18374).

What are the total assets of Security State Bank?

Security State Bank has total assets of $999.1M as reported in its most recent FDIC filing.

Security State Bank

BankScott City, Kansas

www.ssbscott.com

Total Assets

$999.1M

Total Deposits

$798.3M

Branches

Established

1961

TFS Health Grade

75.5 / 100

Average financial health

How we grade

Security State Bank is a bank headquartered in Scott City, Kansas, established in 1961. With $999.1M in total assets and 4 branch locations, it has a TFS Financial Health Grade of C (75.5/100).

Capital & Safety

Tier 1 Capital Ratio

10.03%(8%)

Total Capital Ratio

12.45%(10%)

Non-Performing Loan Ratio

0.27%

Profitability

Return on Assets (ROA)

1.23%(1%)

Return on Equity (ROE)

11.68%(10%)

Net Interest Margin

3.39%

Efficiency Ratio

46.91%(60%)

Lending & Liquidity

Total Loans

$764.3M

Loan-to-Deposit Ratio

94.80%

Net Charge-Off Ratio

0.12%

Growth

Asset Growth (YoY)

+7.46%

Deposit Growth (YoY)

+15.47%

Net Income

$12.0M

Data sourced from FDIC BankFind Suite / NCUA Call Reports as of 2025-Q4. This data is provided by the federal government and is believed to be accurate, but TheFinanceSection.com cannot guarantee its completeness or timeliness.

Branch	Address	City	State	Type
Security State BankHQ	506 S Main St	Scott City	KS	11
Security State Bank	1701 E Mary St	Garden City	KS	11
Security State Bank	117 N 4th St	Leoti	KS	11
Security State Bank	110 West Avenue B	Syracuse	KS	11

Data sourced from FDIC BankFind Suite. This data is provided by the federal government and is believed to be accurate, but TheFinanceSection.com cannot guarantee its completeness or timeliness.