Farmers National Bank

BankPhillipsburg, Kansas
http://www.farmersnationalbankonline.com

Total Assets

$167.9M

Total Deposits

$133.4M

Branches

5

Established

1921

TFS Health Grade

$
B-

80.9 / 100

Good financial health

How we grade

Farmers National Bank is a bank headquartered in Phillipsburg, Kansas, established in 1921. With $167.9M in total assets and 5 branch locations, it has a TFS Financial Health Grade of B- (80.9/100).

Capital & Safety

Tier 1 Capital Ratio
19.95%(8%)
Total Capital Ratio
33.85%(10%)
Non-Performing Loan Ratio
0.44%

Profitability

Return on Assets (ROA)
1.37%(1%)
Return on Equity (ROE)
6.78%(10%)
Net Interest Margin
3.80%
Efficiency Ratio
55.22%(60%)

Lending & Liquidity

Total Loans
$88.7M
Loan-to-Deposit Ratio
65.34%
Net Charge-Off Ratio
0.00%

Growth

Asset Growth (YoY)
+3.76%
Deposit Growth (YoY)
+3.12%
Net Income
$2.2M

Data sourced from FDIC BankFind Suite / NCUA Call Reports as of 2025-Q4. This data is provided by the federal government and is believed to be accurate, but TheFinanceSection.com cannot guarantee its completeness or timeliness.

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