What is Peoples Bank and Trust Company's financial health grade?

Peoples Bank and Trust Company has a TFS Financial Health Grade of D (score: 66.3/100). This grade is based on capital adequacy, asset quality, earnings, and consumer protection metrics.

How many branches does Peoples Bank and Trust Company have?

Peoples Bank and Trust Company has 21 branch locations across the United States.

Is Peoples Bank and Trust Company FDIC insured?

Yes, Peoples Bank and Trust Company is FDIC insured (Certificate #1365).

What are the total assets of Peoples Bank and Trust Company?

Peoples Bank and Trust Company has total assets of $1.6B as reported in its most recent FDIC filing.

Peoples Bank and Trust Company

BankMcpherson, Kansas

http://www.peoples.bank

Total Assets

$1.6B

Total Deposits

$1.3B

Branches

Established

1898

TFS Health Grade

66.3 / 100

Below average financial health

How we grade

Peoples Bank and Trust Company is a bank headquartered in Mcpherson, Kansas, established in 1898. With $1.6B in total assets and 21 branch locations, it has a TFS Financial Health Grade of D (66.3/100).

Capital & Safety

Tier 1 Capital Ratio

8.92%(8%)

Total Capital Ratio

11.84%(10%)

Non-Performing Loan Ratio

0.92%

Profitability

Return on Assets (ROA)

1.12%(1%)

Return on Equity (ROE)

13.31%(10%)

Net Interest Margin

3.72%

Efficiency Ratio

57.36%(60%)

Lending & Liquidity

Total Loans

$1.1B

Loan-to-Deposit Ratio

78.84%

Net Charge-Off Ratio

0.15%

Growth

Asset Growth (YoY)

+26.90%

Deposit Growth (YoY)

+45.31%

Net Income

$16.0M

Data sourced from FDIC BankFind Suite / NCUA Call Reports as of 2025-Q4. This data is provided by the federal government and is believed to be accurate, but TheFinanceSection.com cannot guarantee its completeness or timeliness.

Branch	Address	City	State	Type
Peoples Bank and Trust CompanyHQ	101 S Main St	Mcpherson	KS	11
Peoples Bank and Trust Company	102 E Main St	Anthony	KS	11
Peoples Bank and Trust Company	211 E Santa Fe Blvd	Ellinwood	KS	11
Peoples Bank and Trust Company	2220 Broadway Ave	Great Bend	KS	11
Peoples Bank and Trust Company	1020 N Main St	Hutchinson	KS	11
Peoples Bank and Trust Company	601 E 30th Ave	Hutchinson	KS	11
Peoples Bank and Trust Company	6300 W Morgan Ave	Hutchinson	KS	11
Peoples Bank and Trust Company	215 S Main St	Inman	KS	11
Peoples Bank and Trust Company	151 N Main St	Kingman	KS	11
Peoples Bank and Trust Company	201 S Main St	Lindsborg	KS	11
Peoples Bank and Trust Company	310 Main St	Little River	KS	11
Peoples Bank and Trust Company	101 E Main St	Lyons	KS	11
Peoples Bank and Trust Company	822 N Main St	Mcpherson	KS	11
Peoples Bank and Trust Company	210 S Kansas Ave	Ness City	KS	11
Peoples Bank and Trust Company	1905 S .Kansas Avenue	Newton	KS	11
Peoples Bank and Trust Company	76 N Nickerson St	Nickerson	KS	11
Peoples Bank and Trust Company	112 S Main St	Otis	KS	11
Peoples Bank and Trust Company	11858 W 21st St N	Wichita	KS	11
Peoples Bank and Trust Company	13605 W Maple St	Wichita	KS	11
Peoples Bank and Trust Company	2233 N Greenwich Rd	Wichita	KS	11
Peoples Bank and Trust Company	9810 South Main Street	Yoder	KS	11

Data sourced from FDIC BankFind Suite. This data is provided by the federal government and is believed to be accurate, but TheFinanceSection.com cannot guarantee its completeness or timeliness.