United Bank & Trust

BankMarysville, Kansas
www.ubankonline.com

Total Assets

$905.6M

Total Deposits

$713.1M

Branches

16

Established

1890

TFS Health Grade

$
C-

70.8 / 100

Average financial health

How we grade

United Bank & Trust is a bank headquartered in Marysville, Kansas, established in 1890. With $905.6M in total assets and 16 branch locations, it has a TFS Financial Health Grade of C- (70.8/100).

Capital & Safety

Tier 1 Capital Ratio
11.27%(8%)
Total Capital Ratio
0.00%(10%)
Non-Performing Loan Ratio
0.00%

Profitability

Return on Assets (ROA)
1.25%(1%)
Return on Equity (ROE)
11.35%(10%)
Net Interest Margin
3.67%
Efficiency Ratio
54.07%(60%)

Lending & Liquidity

Total Loans
$677.9M
Loan-to-Deposit Ratio
93.86%
Net Charge-Off Ratio
0.00%

Growth

Asset Growth (YoY)
+1.76%
Deposit Growth (YoY)
+3.58%
Net Income
$11.0M

Data sourced from FDIC BankFind Suite / NCUA Call Reports as of 2025-Q4. This data is provided by the federal government and is believed to be accurate, but TheFinanceSection.com cannot guarantee its completeness or timeliness.

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