Citizens Federal Savings Bank

BankLeavenworth, Kansas
www.citizensfsb.bank

Total Assets

$187.6M

Total Deposits

$144.2M

Branches

3

Established

1884

TFS Health Grade

$
D

67.0 / 100

Below average financial health

How we grade

Citizens Federal Savings Bank is a bank headquartered in Leavenworth, Kansas, established in 1884. With $187.6M in total assets and 3 branch locations, it has a TFS Financial Health Grade of D (67.0/100).

Capital & Safety

Tier 1 Capital Ratio
19.91%(8%)
Total Capital Ratio
0.00%(10%)
Non-Performing Loan Ratio
0.23%

Profitability

Return on Assets (ROA)
0.17%(1%)
Return on Equity (ROE)
0.90%(10%)
Net Interest Margin
2.86%
Efficiency Ratio
93.39%(60%)

Lending & Liquidity

Total Loans
$133.3M
Loan-to-Deposit Ratio
92.14%
Net Charge-Off Ratio
0.01%

Growth

Asset Growth (YoY)
-0.17%
Deposit Growth (YoY)
+5.77%
Net Income
$323.0K

Data sourced from FDIC BankFind Suite / NCUA Call Reports as of 2025-Q4. This data is provided by the federal government and is believed to be accurate, but TheFinanceSection.com cannot guarantee its completeness or timeliness.

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