Golden Belt Bank, FSA

BankHays, Kansas
www.goldenbeltbank.com

Total Assets

$365.2M

Total Deposits

$282.6M

Branches

3

Established

1920

TFS Health Grade

$
C-

70.5 / 100

Average financial health

How we grade

Golden Belt Bank, FSA is a bank headquartered in Hays, Kansas, established in 1920. With $365.2M in total assets and 3 branch locations, it has a TFS Financial Health Grade of C- (70.5/100).

Capital & Safety

Tier 1 Capital Ratio
11.04%(8%)
Total Capital Ratio
0.00%(10%)
Non-Performing Loan Ratio
0.56%

Profitability

Return on Assets (ROA)
1.42%(1%)
Return on Equity (ROE)
13.23%(10%)
Net Interest Margin
3.76%
Efficiency Ratio
63.05%(60%)

Lending & Liquidity

Total Loans
$262.3M
Loan-to-Deposit Ratio
91.84%
Net Charge-Off Ratio
0.00%

Growth

Asset Growth (YoY)
+8.21%
Deposit Growth (YoY)
+9.70%
Net Income
$5.0M

Data sourced from FDIC BankFind Suite / NCUA Call Reports as of 2025-Q4. This data is provided by the federal government and is believed to be accurate, but TheFinanceSection.com cannot guarantee its completeness or timeliness.

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