What is American Bank of Baxter Springs's financial health grade?

American Bank of Baxter Springs has a TFS Financial Health Grade of F (score: 57.5/100). This grade is based on capital adequacy, asset quality, earnings, and consumer protection metrics.

How many branches does American Bank of Baxter Springs have?

American Bank of Baxter Springs has 3 branch locations across the United States.

Is American Bank of Baxter Springs FDIC insured?

Yes, American Bank of Baxter Springs is FDIC insured (Certificate #4624).

What are the total assets of American Bank of Baxter Springs?

American Bank of Baxter Springs has total assets of $194.7M as reported in its most recent FDIC filing.

American Bank of Baxter Springs

BankBaxter Springs, Kansas

www.americanbankbaxter.com

Total Assets

$194.7M

Total Deposits

$176.9M

Branches

Established

1917

TFS Health Grade

57.5 / 100

Poor financial health

How we grade

American Bank of Baxter Springs is a bank headquartered in Baxter Springs, Kansas, established in 1917. With $194.7M in total assets and 3 branch locations, it has a TFS Financial Health Grade of F (57.5/100).

Capital & Safety

Tier 1 Capital Ratio

9.94%(8%)

Total Capital Ratio

0.00%(10%)

Non-Performing Loan Ratio

0.00%

Profitability

Return on Assets (ROA)

1.34%(1%)

Return on Equity (ROE)

15.17%(10%)

Net Interest Margin

3.63%

Efficiency Ratio

62.97%(60%)

Lending & Liquidity

Total Loans

$95.9M

Loan-to-Deposit Ratio

53.40%

Net Charge-Off Ratio

0.00%

Growth

Asset Growth (YoY)

+32.48%

Deposit Growth (YoY)

+33.33%

Net Income

$2.4M

Data sourced from FDIC BankFind Suite / NCUA Call Reports as of 2025-Q4. This data is provided by the federal government and is believed to be accurate, but TheFinanceSection.com cannot guarantee its completeness or timeliness.

Branch	Address	City	State	Type
American Bank of Baxter SpringsHQ	1201 Military Ave	Baxter Springs	KS	11
American Bank of Baxter Springs	810 E Maple St	Columbus	KS	11
American Bank of Baxter Springs	901 E 7th St	Galena	KS	11

Data sourced from FDIC BankFind Suite. This data is provided by the federal government and is believed to be accurate, but TheFinanceSection.com cannot guarantee its completeness or timeliness.