First FSB of Mascoutah

BankMascoutah, Illinois
www.firstfederalmascoutah.com

Total Assets

$198.9M

Total Deposits

$178.7M

Branches

3

Established

1913

TFS Health Grade

$
C

73.2 / 100

Average financial health

How we grade

First FSB of Mascoutah is a bank headquartered in Mascoutah, Illinois, established in 1913. With $198.9M in total assets and 3 branch locations, it has a TFS Financial Health Grade of C (73.2/100).

Capital & Safety

Tier 1 Capital Ratio
10.53%(8%)
Total Capital Ratio
17.06%(10%)
Non-Performing Loan Ratio
2.25%

Profitability

Return on Assets (ROA)
0.80%(1%)
Return on Equity (ROE)
8.51%(10%)
Net Interest Margin
2.82%
Efficiency Ratio
58.85%(60%)

Lending & Liquidity

Total Loans
$152.6M
Loan-to-Deposit Ratio
84.54%
Net Charge-Off Ratio
0.00%

Growth

Asset Growth (YoY)
+3.00%
Deposit Growth (YoY)
+7.18%
Net Income
$1.6M

Data sourced from FDIC BankFind Suite / NCUA Call Reports as of 2025-Q4. This data is provided by the federal government and is believed to be accurate, but TheFinanceSection.com cannot guarantee its completeness or timeliness.

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