Citizens Community Bank

BankMascoutah, Illinois
http://www.citizenscommunitybank.com

Total Assets

$532.1M

Total Deposits

$442.8M

Branches

4

Established

1992

TFS Health Grade

$
F

54.1 / 100

Poor financial health

How we grade

Citizens Community Bank is a bank headquartered in Mascoutah, Illinois, established in 1992. With $532.1M in total assets and 4 branch locations, it has a TFS Financial Health Grade of F (54.1/100).

Capital & Safety

Tier 1 Capital Ratio
10.47%(8%)
Total Capital Ratio
0.00%(10%)
Non-Performing Loan Ratio
5.56%

Profitability

Return on Assets (ROA)
0.69%(1%)
Return on Equity (ROE)
7.47%(10%)
Net Interest Margin
2.58%
Efficiency Ratio
60.65%(60%)

Lending & Liquidity

Total Loans
$288.2M
Loan-to-Deposit Ratio
63.75%
Net Charge-Off Ratio
0.07%

Growth

Asset Growth (YoY)
+4.76%
Deposit Growth (YoY)
+13.76%
Net Income
$3.5M

Data sourced from FDIC BankFind Suite / NCUA Call Reports as of 2025-Q4. This data is provided by the federal government and is believed to be accurate, but TheFinanceSection.com cannot guarantee its completeness or timeliness.

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