The Litchfield National Bank

BankLitchfield, Illinois
www.ibanklnb.com

Total Assets

$140.2M

Total Deposits

$121.6M

Branches

2

Established

1907

TFS Health Grade

$
C-

70.3 / 100

Average financial health

How we grade

The Litchfield National Bank is a bank headquartered in Litchfield, Illinois, established in 1907. With $140.2M in total assets and 2 branch locations, it has a TFS Financial Health Grade of C- (70.3/100).

Capital & Safety

Tier 1 Capital Ratio
8.75%(8%)
Total Capital Ratio
16.72%(10%)
Non-Performing Loan Ratio
0.95%

Profitability

Return on Assets (ROA)
0.65%(1%)
Return on Equity (ROE)
9.05%(10%)
Net Interest Margin
2.88%
Efficiency Ratio
74.13%(60%)

Lending & Liquidity

Total Loans
$83.8M
Loan-to-Deposit Ratio
68.27%
Net Charge-Off Ratio
0.02%

Growth

Asset Growth (YoY)
+6.50%
Deposit Growth (YoY)
+4.81%
Net Income
$883.0K

Data sourced from FDIC BankFind Suite / NCUA Call Reports as of 2025-Q4. This data is provided by the federal government and is believed to be accurate, but TheFinanceSection.com cannot guarantee its completeness or timeliness.

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