The First National Bank of Litchfield

BankLitchfield, Illinois
www.fnbl.com

Total Assets

$142.8M

Total Deposits

$124.6M

Branches

2

Established

1860

TFS Health Grade

$
C+

79.5 / 100

Average financial health

How we grade

The First National Bank of Litchfield is a bank headquartered in Litchfield, Illinois, established in 1860. With $142.8M in total assets and 2 branch locations, it has a TFS Financial Health Grade of C+ (79.5/100).

Capital & Safety

Tier 1 Capital Ratio
12.04%(8%)
Total Capital Ratio
15.83%(10%)
Non-Performing Loan Ratio
0.16%

Profitability

Return on Assets (ROA)
1.25%(1%)
Return on Equity (ROE)
11.53%(10%)
Net Interest Margin
3.65%
Efficiency Ratio
64.46%(60%)

Lending & Liquidity

Total Loans
$114.3M
Loan-to-Deposit Ratio
90.64%
Net Charge-Off Ratio
0.04%

Growth

Asset Growth (YoY)
+12.04%
Deposit Growth (YoY)
+14.34%
Net Income
$1.7M

Data sourced from FDIC BankFind Suite / NCUA Call Reports as of 2025-Q4. This data is provided by the federal government and is believed to be accurate, but TheFinanceSection.com cannot guarantee its completeness or timeliness.

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