What is FCB Banks's financial health grade?

FCB Banks has a TFS Financial Health Grade of C (score: 75.7/100). This grade is based on capital adequacy, asset quality, earnings, and consumer protection metrics.

How many branches does FCB Banks have?

FCB Banks has 20 branch locations across the United States.

Is FCB Banks FDIC insured?

Yes, FCB Banks is FDIC insured (Certificate #33005).

What are the total assets of FCB Banks?

FCB Banks has total assets of $2.6B as reported in its most recent FDIC filing.

FCB Banks

BankCollinsville, Illinois

www.fcbbanks.com

Total Assets

$2.6B

Total Deposits

$2.2B

Branches

Established

1990

TFS Health Grade

75.7 / 100

Average financial health

How we grade

FCB Banks is a bank headquartered in Collinsville, Illinois, established in 1990. With $2.6B in total assets and 20 branch locations, it has a TFS Financial Health Grade of C (75.7/100).

Capital & Safety

Tier 1 Capital Ratio

7.98%(8%)

Total Capital Ratio

13.48%(10%)

Non-Performing Loan Ratio

0.46%

Profitability

Return on Assets (ROA)

1.62%(1%)

Return on Equity (ROE)

20.48%(10%)

Net Interest Margin

3.13%

Efficiency Ratio

52.52%(60%)

Lending & Liquidity

Total Loans

$2.0B

Loan-to-Deposit Ratio

90.26%

Net Charge-Off Ratio

0.02%

Growth

Asset Growth (YoY)

+6.24%

Deposit Growth (YoY)

+11.12%

Net Income

$41.3M

Data sourced from FDIC BankFind Suite / NCUA Call Reports as of 2025-Q4. This data is provided by the federal government and is believed to be accurate, but TheFinanceSection.com cannot guarantee its completeness or timeliness.

Branch	Address	City	State	Type
FCB BanksHQ	800 Belt Line Rd	Collinsville	IL	11
FCB Banks	201 N Commercial St	Albers	IL	11
FCB Banks	401 S Illinois St	Belleville	IL	11
FCB Banks	204 N Main St	Caseyville	IL	11
FCB Banks	800 Belt Line Rd	Collinsville	IL	13
FCB Banks	800 Belt Line Rd	Collinsville	IL	29
FCB Banks	208 N Bluff Rd	Collinsville	IL	11
FCB Banks	800 Belt Line Road	Collinsville	IL	29
FCB Banks	700 Columbia Centre	Columbia	IL	11
FCB Banks	6659 Center Grove Rd	Edwardsville	IL	11
FCB Banks	111 Walnut St	Highland	IL	11
FCB Banks	2729 Maryville Rd	Maryville	IL	11
FCB Banks	14 E Hanover St	New Baden	IL	11
FCB Banks	1501 W Highway 50	O Fallon	IL	11
FCB Banks	2610 N Illinois St	Swansea	IL	11
FCB Banks	5 S Madison St	Trenton	IL	11
FCB Banks	504 Edwardsville Rd	Troy	IL	11
FCB Banks	1300 Clarkson Clayton Center	Ellisville	MO	11
FCB Banks	14040 New Halls Ferry Rd	Florissant	MO	11
FCB Banks	12000 Tesson Ferry Rd	Saint Louis	MO	11

Data sourced from FDIC BankFind Suite. This data is provided by the federal government and is believed to be accurate, but TheFinanceSection.com cannot guarantee its completeness or timeliness.