First Federal Savings Bank of Champaign Urbana

BankChampaign, Illinois
www.356bank.com

Total Assets

$198.3M

Total Deposits

$170.8M

Branches

2

Established

1908

TFS Health Grade

$
C-

72.0 / 100

Average financial health

How we grade

First Federal Savings Bank of Champaign Urbana is a bank headquartered in Champaign, Illinois, established in 1908. With $198.3M in total assets and 2 branch locations, it has a TFS Financial Health Grade of C- (72.0/100).

Capital & Safety

Tier 1 Capital Ratio
12.83%(8%)
Total Capital Ratio
0.00%(10%)
Non-Performing Loan Ratio
0.13%

Profitability

Return on Assets (ROA)
1.79%(1%)
Return on Equity (ROE)
14.36%(10%)
Net Interest Margin
5.73%
Efficiency Ratio
65.40%(60%)

Lending & Liquidity

Total Loans
$111.0M
Loan-to-Deposit Ratio
64.39%
Net Charge-Off Ratio
-0.00%

Growth

Asset Growth (YoY)
+3.95%
Deposit Growth (YoY)
+3.31%
Net Income
$3.5M

Data sourced from FDIC BankFind Suite / NCUA Call Reports as of 2025-Q4. This data is provided by the federal government and is believed to be accurate, but TheFinanceSection.com cannot guarantee its completeness or timeliness.

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