What is CIBM Bank's financial health grade?

CIBM Bank has a TFS Financial Health Grade of D- (score: 60.0/100). This grade is based on capital adequacy, asset quality, earnings, and consumer protection metrics.

How many branches does CIBM Bank have?

CIBM Bank has 9 branch locations across the United States.

Is CIBM Bank FDIC insured?

Yes, CIBM Bank is FDIC insured (Certificate #11729).

What are the total assets of CIBM Bank?

CIBM Bank has total assets of $825.0M as reported in its most recent FDIC filing.

CIBM Bank

BankChampaign, Illinois

www.cibmbank.com

Total Assets

$825.0M

Total Deposits

$663.3M

Branches

Established

1921

TFS Health Grade

D-

60.0 / 100

Below average financial health

How we grade

CIBM Bank is a bank headquartered in Champaign, Illinois, established in 1921. With $825.0M in total assets and 9 branch locations, it has a TFS Financial Health Grade of D- (60.0/100).

Capital & Safety

Tier 1 Capital Ratio

9.71%(8%)

Total Capital Ratio

13.33%(10%)

Non-Performing Loan Ratio

1.46%

Profitability

Return on Assets (ROA)

0.30%(1%)

Return on Equity (ROE)

3.15%(10%)

Net Interest Margin

2.83%

Efficiency Ratio

84.77%(60%)

Lending & Liquidity

Total Loans

$674.8M

Loan-to-Deposit Ratio

100.45%

Net Charge-Off Ratio

0.20%

Growth

Asset Growth (YoY)

-3.89%

Deposit Growth (YoY)

-4.43%

Net Income

$2.5M

Data sourced from FDIC BankFind Suite / NCUA Call Reports as of 2025-Q4. This data is provided by the federal government and is believed to be accurate, but TheFinanceSection.com cannot guarantee its completeness or timeliness.

Branch	Address	City	State	Type
CIBM BankHQ	2913 W Kirby Ave	Champaign	IL	11
CIBM Bank	1801 E Empire St	Bloomington	IL	11
CIBM Bank	204 S Market St	Monticello	IL	11
CIBM Bank	7815 N Knoxville Ave	Peoria	IL	11
CIBM Bank	1514 N Cunningham Ave	Urbana	IL	11
CIBM Bank	330 S Naperville Rd	Wheaton	IL	11
CIBM Bank	5120 E 82nd St	Indianapolis	IN	11
CIBM Bank	19601 W Bluemound Rd	Brookfield	WI	11
CIBM Bank	12700 W Bluemound Rd	Elm Grove	WI	11

Data sourced from FDIC BankFind Suite. This data is provided by the federal government and is believed to be accurate, but TheFinanceSection.com cannot guarantee its completeness or timeliness.