Old Second National Bank

BankAurora, Illinois
www.oldsecond.com

Total Assets

$6.9B

Total Deposits

$5.7B

Branches

59

Established

1887

TFS Health Grade

$
C+

77.2 / 100

Average financial health

How we grade

Old Second National Bank is a bank headquartered in Aurora, Illinois, established in 1887. With $6.9B in total assets and 59 branch locations, it has a TFS Financial Health Grade of C+ (77.2/100).

Capital & Safety

Tier 1 Capital Ratio
11.49%(8%)
Total Capital Ratio
14.22%(10%)
Non-Performing Loan Ratio
1.01%

Profitability

Return on Assets (ROA)
1.46%(1%)
Return on Equity (ROE)
11.59%(10%)
Net Interest Margin
5.22%
Efficiency Ratio
55.18%(60%)

Lending & Liquidity

Total Loans
$5.3B
Loan-to-Deposit Ratio
91.56%
Net Charge-Off Ratio
0.36%

Growth

Asset Growth (YoY)
+22.17%
Deposit Growth (YoY)
+16.81%
Net Income
$90.6M

Data sourced from FDIC BankFind Suite / NCUA Call Reports as of 2025-Q4. This data is provided by the federal government and is believed to be accurate, but TheFinanceSection.com cannot guarantee its completeness or timeliness.

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