Farmers Trust & Savings Bank

BankWilliamsburg, Iowa
www.ftsbia.com

Total Assets

$199.6M

Total Deposits

$153.9M

Branches

2

Established

1934

TFS Health Grade

$
C+

77.4 / 100

Average financial health

How we grade

Farmers Trust & Savings Bank is a bank headquartered in Williamsburg, Iowa, established in 1934. With $199.6M in total assets and 2 branch locations, it has a TFS Financial Health Grade of C+ (77.4/100).

Capital & Safety

Tier 1 Capital Ratio
21.96%(8%)
Total Capital Ratio
0.00%(10%)
Non-Performing Loan Ratio
0.16%

Profitability

Return on Assets (ROA)
2.37%(1%)
Return on Equity (ROE)
11.18%(10%)
Net Interest Margin
4.41%
Efficiency Ratio
45.74%(60%)

Lending & Liquidity

Total Loans
$144.8M
Loan-to-Deposit Ratio
93.70%
Net Charge-Off Ratio
0.07%

Growth

Asset Growth (YoY)
+6.81%
Deposit Growth (YoY)
+6.13%
Net Income
$4.6M

Data sourced from FDIC BankFind Suite / NCUA Call Reports as of 2025-Q4. This data is provided by the federal government and is believed to be accurate, but TheFinanceSection.com cannot guarantee its completeness or timeliness.

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