Hills Bank and Trust Company

BankHills, Iowa
www.hillsbank.com

Total Assets

$4.6B

Total Deposits

$3.4B

Branches

21

Established

1904

TFS Health Grade

$
D

66.2 / 100

Below average financial health

How we grade

Hills Bank and Trust Company is a bank headquartered in Hills, Iowa, established in 1904. With $4.6B in total assets and 21 branch locations, it has a TFS Financial Health Grade of D (66.2/100).

Capital & Safety

Tier 1 Capital Ratio
12.97%(8%)
Total Capital Ratio
0.00%(10%)
Non-Performing Loan Ratio
0.56%

Profitability

Return on Assets (ROA)
1.36%(1%)
Return on Equity (ROE)
11.03%(10%)
Net Interest Margin
3.41%
Efficiency Ratio
45.75%(60%)

Lending & Liquidity

Total Loans
$3.6B
Loan-to-Deposit Ratio
104.26%
Net Charge-Off Ratio
0.10%

Growth

Asset Growth (YoY)
+1.33%
Deposit Growth (YoY)
+0.68%
Net Income
$62.5M

Data sourced from FDIC BankFind Suite / NCUA Call Reports as of 2025-Q4. This data is provided by the federal government and is believed to be accurate, but TheFinanceSection.com cannot guarantee its completeness or timeliness.

Other banks in Iowa