First Trust and Savings Bank

BankWheatland, Iowa
www.firsttrust.bank

Total Assets

$300.1M

Total Deposits

$252.9M

Branches

8

Established

1905

TFS Health Grade

$
D-

61.8 / 100

Below average financial health

How we grade

First Trust and Savings Bank is a bank headquartered in Wheatland, Iowa, established in 1905. With $300.1M in total assets and 8 branch locations, it has a TFS Financial Health Grade of D- (61.8/100).

Capital & Safety

Tier 1 Capital Ratio
10.52%(8%)
Total Capital Ratio
0.00%(10%)
Non-Performing Loan Ratio
2.36%

Profitability

Return on Assets (ROA)
1.17%(1%)
Return on Equity (ROE)
11.41%(10%)
Net Interest Margin
3.98%
Efficiency Ratio
60.35%(60%)

Lending & Liquidity

Total Loans
$264.5M
Loan-to-Deposit Ratio
103.32%
Net Charge-Off Ratio
0.31%

Growth

Asset Growth (YoY)
+8.88%
Deposit Growth (YoY)
+8.40%
Net Income
$3.3M

Data sourced from FDIC BankFind Suite / NCUA Call Reports as of 2025-Q4. This data is provided by the federal government and is believed to be accurate, but TheFinanceSection.com cannot guarantee its completeness or timeliness.

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