What is First Trust and Savings Bank's financial health grade?

First Trust and Savings Bank has a TFS Financial Health Grade of C+ (score: 71.6/100). This grade is based on capital adequacy, asset quality, earnings, and consumer protection metrics.

How many branches does First Trust and Savings Bank have?

First Trust and Savings Bank has 8 branch locations across the United States.

Is First Trust and Savings Bank FDIC insured?

Yes, First Trust and Savings Bank is FDIC insured (Certificate #8752).

What are the total assets of First Trust and Savings Bank?

First Trust and Savings Bank has total assets of $300.1M as reported in its most recent FDIC filing.

First Trust and Savings Bank: Safety Grade & Financial Health

BankWheatland, Iowa

www.firsttrust.bank

Total Assets

$300.1M

Total Deposits

$252.9M

Branches

Established

1905

First Trust and Savings Bank is a bank headquartered in Wheatland, Iowa, established in 1905. It holds $300.1M in total assets across 8 branch locations. In our editorial opinion, based on public FDIC/NCUA data, First Trust and Savings Bank earns a TFS Financial Health Grade of C+ (71.6/100) — our editorial assessment, not an official rating or financial advice.

TFS Health Grade

C+

71.6 / 100

Average financial health

How we grade

TFS Health Grades are our editorial opinion based on public FDIC/NCUA data — not an official rating, not financial advice.

Watching First Trust and Savings Bank?

Get a free alert the moment its safety grade changes. No spam, ever.

By subscribing, you agree to our Terms and Privacy Policy.

Capital & Safety

Tier 1 Capital Ratio

10.52%(8%)

Total Capital Ratio

0.00%(10%)

Non-Performing Loan Ratio

2.36%

Profitability

Return on Assets (ROA)

1.17%(1%)

Return on Equity (ROE)

11.41%(10%)

Net Interest Margin

3.98%

Efficiency Ratio

60.35%(60%)

Lending & Liquidity

Total Loans

$264.5M

Loan-to-Deposit Ratio

103.32%

Net Charge-Off Ratio

Other banks in Iowa

GREENSTATE

North Liberty, IA

$11.2B

Principal Bank

Bank

Des Moines, IA

$9.3B

VERIDIAN

Waterloo, IA

$8.6B

Bankers Trust Company

Bank

Des Moines, IA

Branch	Address	City	State	Type
First Trust and Savings BankHQ	123 S Main St	Wheatland	IA	11
First Trust and Savings Bank	195 2nd St	Calamus	IA	11
First Trust and Savings Bank	506 Davenport St	Dixon	IA	11
First Trust and Savings Bank	104 E 1st Ave	Donahue	IA	11
First Trust and Savings Bank	100 S 4th Ave	Eldridge	IA	11
First Trust and Savings Bank	601 Smith St	Grand Mound	IA	11
First Trust and Savings Bank	200 Long Ave	Lost Nation	IA	11
First Trust and Savings Bank	123 W Walcott Rd	Walcott	IA	11

Data sourced from FDIC BankFind Suite. This data is provided by the federal government and is believed to be accurate, but TheFinanceSection.com cannot guarantee its completeness or timeliness.

Institution Details

Institution TypeBank

FDIC Certificate #8752

Primary RegulatorFDIC

FDIC/NCUA InsuredYes

Data sourced from FDIC / NCUA. This data is provided by the federal government and is believed to be accurate, but TheFinanceSection.com cannot guarantee its completeness or timeliness.

TFS Financial Health Grades represent our editorial assessment based on publicly available data and our proprietary methodology. They do not represent financial advice or an official government rating. Data on this page is sourced from federal government databases and is believed to be accurate.