Westside State Bank

BankWestside, Iowa
www.westsidestate.bank

Total Assets

$255.0M

Total Deposits

$188.0M

Branches

6

Established

1907

TFS Health Grade

$
D

63.6 / 100

Below average financial health

How we grade

Westside State Bank is a bank headquartered in Westside, Iowa, established in 1907. With $255.0M in total assets and 6 branch locations, it has a TFS Financial Health Grade of D (63.6/100).

Capital & Safety

Tier 1 Capital Ratio
7.75%(8%)
Total Capital Ratio
11.50%(10%)
Non-Performing Loan Ratio
0.18%

Profitability

Return on Assets (ROA)
1.29%(1%)
Return on Equity (ROE)
16.72%(10%)
Net Interest Margin
3.96%
Efficiency Ratio
59.99%(60%)

Lending & Liquidity

Total Loans
$227.3M
Loan-to-Deposit Ratio
120.01%
Net Charge-Off Ratio
0.03%

Growth

Asset Growth (YoY)
+15.91%
Deposit Growth (YoY)
+13.43%
Net Income
$3.1M

Data sourced from FDIC BankFind Suite / NCUA Call Reports as of 2025-Q4. This data is provided by the federal government and is believed to be accurate, but TheFinanceSection.com cannot guarantee its completeness or timeliness.

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