Peoples Savings Bank

BankWellsburg, Iowa
www.bankpsb.com

Total Assets

$190.3M

Total Deposits

$149.9M

Branches

3

Established

1934

TFS Health Grade

$
D

64.8 / 100

Below average financial health

How we grade

Peoples Savings Bank is a bank headquartered in Wellsburg, Iowa, established in 1934. With $190.3M in total assets and 3 branch locations, it has a TFS Financial Health Grade of D (64.8/100).

Capital & Safety

Tier 1 Capital Ratio
9.30%(8%)
Total Capital Ratio
0.00%(10%)
Non-Performing Loan Ratio
0.68%

Profitability

Return on Assets (ROA)
0.71%(1%)
Return on Equity (ROE)
8.87%(10%)
Net Interest Margin
3.03%
Efficiency Ratio
73.34%(60%)

Lending & Liquidity

Total Loans
$141.1M
Loan-to-Deposit Ratio
93.20%
Net Charge-Off Ratio
0.01%

Growth

Asset Growth (YoY)
+5.57%
Deposit Growth (YoY)
+7.43%
Net Income
$1.3M

Data sourced from FDIC BankFind Suite / NCUA Call Reports as of 2025-Q4. This data is provided by the federal government and is believed to be accurate, but TheFinanceSection.com cannot guarantee its completeness or timeliness.

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