First Bank

BankWaverly, Iowa
http://www.FirstIowa.bank

Total Assets

$729.5M

Total Deposits

$598.9M

Branches

8

Established

1864

TFS Health Grade

$
C+

79.4 / 100

Average financial health

How we grade

First Bank is a bank headquartered in Waverly, Iowa, established in 1864. With $729.5M in total assets and 8 branch locations, it has a TFS Financial Health Grade of C+ (79.4/100).

Capital & Safety

Tier 1 Capital Ratio
12.15%(8%)
Total Capital Ratio
18.29%(10%)
Non-Performing Loan Ratio
0.59%

Profitability

Return on Assets (ROA)
1.24%(1%)
Return on Equity (ROE)
10.57%(10%)
Net Interest Margin
3.50%
Efficiency Ratio
51.81%(60%)

Lending & Liquidity

Total Loans
$540.8M
Loan-to-Deposit Ratio
89.22%
Net Charge-Off Ratio
0.01%

Growth

Asset Growth (YoY)
-0.73%
Deposit Growth (YoY)
-2.48%
Net Income
$9.1M

Data sourced from FDIC BankFind Suite / NCUA Call Reports as of 2025-Q4. This data is provided by the federal government and is believed to be accurate, but TheFinanceSection.com cannot guarantee its completeness or timeliness.

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