Waukon State Bank

BankWaukon, Iowa
www.waukonstatebank.bank

Total Assets

$433.0M

Total Deposits

$369.9M

Branches

4

Established

1871

TFS Health Grade

$
C-

72.7 / 100

Average financial health

How we grade

Waukon State Bank is a bank headquartered in Waukon, Iowa, established in 1871. With $433.0M in total assets and 4 branch locations, it has a TFS Financial Health Grade of C- (72.7/100).

Capital & Safety

Tier 1 Capital Ratio
10.14%(8%)
Total Capital Ratio
0.00%(10%)
Non-Performing Loan Ratio
0.00%

Profitability

Return on Assets (ROA)
1.76%(1%)
Return on Equity (ROE)
17.67%(10%)
Net Interest Margin
3.61%
Efficiency Ratio
49.41%(60%)

Lending & Liquidity

Total Loans
$358.9M
Loan-to-Deposit Ratio
95.68%
Net Charge-Off Ratio
0.00%

Growth

Asset Growth (YoY)
+4.87%
Deposit Growth (YoY)
+5.64%
Net Income
$7.5M

Data sourced from FDIC BankFind Suite / NCUA Call Reports as of 2025-Q4. This data is provided by the federal government and is believed to be accurate, but TheFinanceSection.com cannot guarantee its completeness or timeliness.

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