Farmers Savings Bank & Trust

BankTraer, Iowa
http://www.fsb-traer.com

Total Assets

$212.5M

Total Deposits

$192.6M

Branches

2

Established

1915

TFS Health Grade

$
C+

77.0 / 100

Average financial health

How we grade

Farmers Savings Bank & Trust is a bank headquartered in Traer, Iowa, established in 1915. With $212.5M in total assets and 2 branch locations, it has a TFS Financial Health Grade of C+ (77.0/100).

Capital & Safety

Tier 1 Capital Ratio
10.04%(8%)
Total Capital Ratio
18.48%(10%)
Non-Performing Loan Ratio
0.03%

Profitability

Return on Assets (ROA)
1.29%(1%)
Return on Equity (ROE)
22.81%(10%)
Net Interest Margin
3.17%
Efficiency Ratio
59.18%(60%)

Lending & Liquidity

Total Loans
$115.4M
Loan-to-Deposit Ratio
59.53%
Net Charge-Off Ratio
-0.00%

Growth

Asset Growth (YoY)
+3.58%
Deposit Growth (YoY)
+3.05%
Net Income
$2.8M

Data sourced from FDIC BankFind Suite / NCUA Call Reports as of 2025-Q4. This data is provided by the federal government and is believed to be accurate, but TheFinanceSection.com cannot guarantee its completeness or timeliness.

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