The State Bank of Toledo

BankToledo, Iowa
www.banktoledo.com

Total Assets

$138.8M

Total Deposits

$124.3M

Branches

2

Established

1927

TFS Health Grade

$
D

65.0 / 100

Below average financial health

How we grade

The State Bank of Toledo is a bank headquartered in Toledo, Iowa, established in 1927. With $138.8M in total assets and 2 branch locations, it has a TFS Financial Health Grade of D (65.0/100).

Capital & Safety

Tier 1 Capital Ratio
9.56%(8%)
Total Capital Ratio
0.00%(10%)
Non-Performing Loan Ratio
1.16%

Profitability

Return on Assets (ROA)
0.88%(1%)
Return on Equity (ROE)
8.71%(10%)
Net Interest Margin
4.78%
Efficiency Ratio
75.13%(60%)

Lending & Liquidity

Total Loans
$112.4M
Loan-to-Deposit Ratio
88.64%
Net Charge-Off Ratio
0.12%

Growth

Asset Growth (YoY)
+1.14%
Deposit Growth (YoY)
+3.15%
Net Income
$1.2M

Data sourced from FDIC BankFind Suite / NCUA Call Reports as of 2025-Q4. This data is provided by the federal government and is believed to be accurate, but TheFinanceSection.com cannot guarantee its completeness or timeliness.

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