South Story Bank & Trust

BankSlater, Iowa
www.southstorybank.com

Total Assets

$610.7M

Total Deposits

$471.9M

Branches

6

Established

1954

TFS Health Grade

$
F

55.6 / 100

Poor financial health

How we grade

South Story Bank & Trust is a bank headquartered in Slater, Iowa, established in 1954. With $610.7M in total assets and 6 branch locations, it has a TFS Financial Health Grade of F (55.6/100).

Capital & Safety

Tier 1 Capital Ratio
10.47%(8%)
Total Capital Ratio
0.00%(10%)
Non-Performing Loan Ratio
1.14%

Profitability

Return on Assets (ROA)
0.61%(1%)
Return on Equity (ROE)
5.44%(10%)
Net Interest Margin
3.70%
Efficiency Ratio
73.08%(60%)

Lending & Liquidity

Total Loans
$555.3M
Loan-to-Deposit Ratio
116.26%
Net Charge-Off Ratio
0.27%

Growth

Asset Growth (YoY)
+6.57%
Deposit Growth (YoY)
+4.80%
Net Income
$3.7M

Data sourced from FDIC BankFind Suite / NCUA Call Reports as of 2025-Q4. This data is provided by the federal government and is believed to be accurate, but TheFinanceSection.com cannot guarantee its completeness or timeliness.

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