Iowa State Bank

BankSac City, Iowa
https://www.myisb.bank

Total Assets

$204.6M

Total Deposits

$179.4M

Branches

3

Established

1926

TFS Health Grade

$
C

73.5 / 100

Average financial health

How we grade

Iowa State Bank is a bank headquartered in Sac City, Iowa, established in 1926. With $204.6M in total assets and 3 branch locations, it has a TFS Financial Health Grade of C (73.5/100).

Capital & Safety

Tier 1 Capital Ratio
11.76%(8%)
Total Capital Ratio
0.00%(10%)
Non-Performing Loan Ratio
0.20%

Profitability

Return on Assets (ROA)
1.75%(1%)
Return on Equity (ROE)
15.28%(10%)
Net Interest Margin
3.34%
Efficiency Ratio
48.54%(60%)

Lending & Liquidity

Total Loans
$166.0M
Loan-to-Deposit Ratio
91.05%
Net Charge-Off Ratio
-0.01%

Growth

Asset Growth (YoY)
+4.37%
Deposit Growth (YoY)
+5.24%
Net Income
$3.5M

Data sourced from FDIC BankFind Suite / NCUA Call Reports as of 2025-Q4. This data is provided by the federal government and is believed to be accurate, but TheFinanceSection.com cannot guarantee its completeness or timeliness.

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