Lincoln Savings Bank

BankReinbeck, Iowa
www.mylsb.com

Total Assets

$1.8B

Total Deposits

$1.5B

Branches

16

Established

1902

TFS Health Grade

$
F

56.1 / 100

Poor financial health

How we grade

Lincoln Savings Bank is a bank headquartered in Reinbeck, Iowa, established in 1902. With $1.8B in total assets and 16 branch locations, it has a TFS Financial Health Grade of F (56.1/100).

Capital & Safety

Tier 1 Capital Ratio
9.01%(8%)
Total Capital Ratio
13.32%(10%)
Non-Performing Loan Ratio
3.13%

Profitability

Return on Assets (ROA)
-0.03%(1%)
Return on Equity (ROE)
-0.36%(10%)
Net Interest Margin
2.82%
Efficiency Ratio
94.68%(60%)

Lending & Liquidity

Total Loans
$1.2B
Loan-to-Deposit Ratio
75.81%
Net Charge-Off Ratio
0.09%

Growth

Asset Growth (YoY)
-5.19%
Deposit Growth (YoY)
-4.98%
Net Income
$-545,000

Data sourced from FDIC BankFind Suite / NCUA Call Reports as of 2025-Q4. This data is provided by the federal government and is believed to be accurate, but TheFinanceSection.com cannot guarantee its completeness or timeliness.

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