Readlyn Savings Bank

BankReadlyn, Iowa
www.readlynsavingsbank.com

Total Assets

$147.9M

Total Deposits

$111.7M

Branches

2

Established

1904

TFS Health Grade

$
B

86.8 / 100

Good financial health

How we grade

Readlyn Savings Bank is a bank headquartered in Readlyn, Iowa, established in 1904. With $147.9M in total assets and 2 branch locations, it has a TFS Financial Health Grade of B (86.8/100).

Capital & Safety

Tier 1 Capital Ratio
19.43%(8%)
Total Capital Ratio
27.45%(10%)
Non-Performing Loan Ratio
0.00%

Profitability

Return on Assets (ROA)
1.88%(1%)
Return on Equity (ROE)
10.64%(10%)
Net Interest Margin
3.40%
Efficiency Ratio
41.23%(60%)

Lending & Liquidity

Total Loans
$97.2M
Loan-to-Deposit Ratio
85.80%
Net Charge-Off Ratio
0.00%

Growth

Asset Growth (YoY)
+4.55%
Deposit Growth (YoY)
+5.82%
Net Income
$2.7M

Data sourced from FDIC BankFind Suite / NCUA Call Reports as of 2025-Q4. This data is provided by the federal government and is believed to be accurate, but TheFinanceSection.com cannot guarantee its completeness or timeliness.

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