Raccoon Valley Bank

BankPerry, Iowa
WWW.RACCOONVALLEYBANK.COM

Total Assets

$472.9M

Total Deposits

$416.8M

Branches

4

Established

1927

TFS Health Grade

$
C-

70.5 / 100

Average financial health

How we grade

Raccoon Valley Bank is a bank headquartered in Perry, Iowa, established in 1927. With $472.9M in total assets and 4 branch locations, it has a TFS Financial Health Grade of C- (70.5/100).

Capital & Safety

Tier 1 Capital Ratio
9.12%(8%)
Total Capital Ratio
12.13%(10%)
Non-Performing Loan Ratio
0.47%

Profitability

Return on Assets (ROA)
0.82%(1%)
Return on Equity (ROE)
9.09%(10%)
Net Interest Margin
3.65%
Efficiency Ratio
66.92%(60%)

Lending & Liquidity

Total Loans
$372.8M
Loan-to-Deposit Ratio
88.26%
Net Charge-Off Ratio
0.34%

Growth

Asset Growth (YoY)
+5.32%
Deposit Growth (YoY)
+3.02%
Net Income
$3.8M

Data sourced from FDIC BankFind Suite / NCUA Call Reports as of 2025-Q4. This data is provided by the federal government and is believed to be accurate, but TheFinanceSection.com cannot guarantee its completeness or timeliness.

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