Guthrie County State Bank

BankPanora, Iowa
www.gcsbank.com

Total Assets

$279.3M

Total Deposits

$202.7M

Branches

2

Established

1931

TFS Health Grade

$
C+

78.8 / 100

Average financial health

How we grade

Guthrie County State Bank is a bank headquartered in Panora, Iowa, established in 1931. With $279.3M in total assets and 2 branch locations, it has a TFS Financial Health Grade of C+ (78.8/100).

Capital & Safety

Tier 1 Capital Ratio
12.06%(8%)
Total Capital Ratio
17.99%(10%)
Non-Performing Loan Ratio
0.23%

Profitability

Return on Assets (ROA)
0.93%(1%)
Return on Equity (ROE)
10.62%(10%)
Net Interest Margin
2.92%
Efficiency Ratio
65.85%(60%)

Lending & Liquidity

Total Loans
$160.8M
Loan-to-Deposit Ratio
78.37%
Net Charge-Off Ratio
0.00%

Growth

Asset Growth (YoY)
+2.59%
Deposit Growth (YoY)
+2.11%
Net Income
$2.6M

Data sourced from FDIC BankFind Suite / NCUA Call Reports as of 2025-Q4. This data is provided by the federal government and is believed to be accurate, but TheFinanceSection.com cannot guarantee its completeness or timeliness.

Other banks in Iowa