Mount Vernon Bank and Trust Company

BankMount Vernon, Iowa
www.mountvernonbank.com

Total Assets

$186.2M

Total Deposits

$153.6M

Branches

1

Established

1884

TFS Health Grade

$
D+

69.1 / 100

Below average financial health

How we grade

Mount Vernon Bank and Trust Company is a bank headquartered in Mount Vernon, Iowa, established in 1884. With $186.2M in total assets and 1 branch locations, it has a TFS Financial Health Grade of D+ (69.1/100).

Capital & Safety

Tier 1 Capital Ratio
13.28%(8%)
Total Capital Ratio
0.00%(10%)
Non-Performing Loan Ratio
0.31%

Profitability

Return on Assets (ROA)
1.01%(1%)
Return on Equity (ROE)
9.15%(10%)
Net Interest Margin
2.88%
Efficiency Ratio
57.78%(60%)

Lending & Liquidity

Total Loans
$135.6M
Loan-to-Deposit Ratio
87.49%
Net Charge-Off Ratio
0.00%

Growth

Asset Growth (YoY)
+0.44%
Deposit Growth (YoY)
-0.26%
Net Income
$1.9M

Data sourced from FDIC BankFind Suite / NCUA Call Reports as of 2025-Q4. This data is provided by the federal government and is believed to be accurate, but TheFinanceSection.com cannot guarantee its completeness or timeliness.

Other banks in Iowa