Keystone Savings Bank

BankMarengo, Iowa
www.keystonesavings.bank

Total Assets

$195.1M

Total Deposits

$163.1M

Branches

5

Established

1935

TFS Health Grade

$
C

73.1 / 100

Average financial health

How we grade

Keystone Savings Bank is a bank headquartered in Marengo, Iowa, established in 1935. With $195.1M in total assets and 5 branch locations, it has a TFS Financial Health Grade of C (73.1/100).

Capital & Safety

Tier 1 Capital Ratio
11.40%(8%)
Total Capital Ratio
16.88%(10%)
Non-Performing Loan Ratio
1.56%

Profitability

Return on Assets (ROA)
0.68%(1%)
Return on Equity (ROE)
6.85%(10%)
Net Interest Margin
3.37%
Efficiency Ratio
74.12%(60%)

Lending & Liquidity

Total Loans
$118.5M
Loan-to-Deposit Ratio
71.81%
Net Charge-Off Ratio
0.01%

Growth

Asset Growth (YoY)
+10.60%
Deposit Growth (YoY)
+11.03%
Net Income
$1.3M

Data sourced from FDIC BankFind Suite / NCUA Call Reports as of 2025-Q4. This data is provided by the federal government and is believed to be accurate, but TheFinanceSection.com cannot guarantee its completeness or timeliness.

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