American Bank, National Association

BankLe Mars, Iowa
www.am-bank.com

Total Assets

$554.1M

Total Deposits

$456.4M

Branches

2

Established

1887

TFS Health Grade

$
C-

71.3 / 100

Average financial health

How we grade

American Bank, National Association is a bank headquartered in Le Mars, Iowa, established in 1887. With $554.1M in total assets and 2 branch locations, it has a TFS Financial Health Grade of C- (71.3/100).

Capital & Safety

Tier 1 Capital Ratio
10.57%(8%)
Total Capital Ratio
12.46%(10%)
Non-Performing Loan Ratio
0.10%

Profitability

Return on Assets (ROA)
1.49%(1%)
Return on Equity (ROE)
14.82%(10%)
Net Interest Margin
3.30%
Efficiency Ratio
55.30%(60%)

Lending & Liquidity

Total Loans
$500.8M
Loan-to-Deposit Ratio
108.55%
Net Charge-Off Ratio
-0.01%

Growth

Asset Growth (YoY)
+2.94%
Deposit Growth (YoY)
+8.57%
Net Income
$8.1M

Data sourced from FDIC BankFind Suite / NCUA Call Reports as of 2025-Q4. This data is provided by the federal government and is believed to be accurate, but TheFinanceSection.com cannot guarantee its completeness or timeliness.

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