Charter Bank

BankJohnston, Iowa
www.charterbanker.com

Total Assets

$222.7M

Total Deposits

$199.7M

Branches

4

Established

1998

TFS Health Grade

$
C-

72.1 / 100

Average financial health

How we grade

Charter Bank is a bank headquartered in Johnston, Iowa, established in 1998. With $222.7M in total assets and 4 branch locations, it has a TFS Financial Health Grade of C- (72.1/100).

Capital & Safety

Tier 1 Capital Ratio
10.97%(8%)
Total Capital Ratio
0.00%(10%)
Non-Performing Loan Ratio
0.02%

Profitability

Return on Assets (ROA)
1.46%(1%)
Return on Equity (ROE)
14.85%(10%)
Net Interest Margin
3.39%
Efficiency Ratio
54.92%(60%)

Lending & Liquidity

Total Loans
$158.5M
Loan-to-Deposit Ratio
78.59%
Net Charge-Off Ratio
0.00%

Growth

Asset Growth (YoY)
+5.15%
Deposit Growth (YoY)
+7.05%
Net Income
$3.1M

Data sourced from FDIC BankFind Suite / NCUA Call Reports as of 2025-Q4. This data is provided by the federal government and is believed to be accurate, but TheFinanceSection.com cannot guarantee its completeness or timeliness.

Other banks in Iowa