Peoples Savings Bank

BankIndianola, Iowa
www.mybankpsb.com

Total Assets

$575.8M

Total Deposits

$514.7M

Branches

8

Established

1998

TFS Health Grade

$
D

66.1 / 100

Below average financial health

How we grade

Peoples Savings Bank is a bank headquartered in Indianola, Iowa, established in 1998. With $575.8M in total assets and 8 branch locations, it has a TFS Financial Health Grade of D (66.1/100).

Capital & Safety

Tier 1 Capital Ratio
10.29%(8%)
Total Capital Ratio
15.02%(10%)
Non-Performing Loan Ratio
0.99%

Profitability

Return on Assets (ROA)
0.81%(1%)
Return on Equity (ROE)
13.41%(10%)
Net Interest Margin
3.25%
Efficiency Ratio
65.40%(60%)

Lending & Liquidity

Total Loans
$331.9M
Loan-to-Deposit Ratio
63.72%
Net Charge-Off Ratio
1.41%

Growth

Asset Growth (YoY)
+2.14%
Deposit Growth (YoY)
+2.95%
Net Income
$4.7M

Data sourced from FDIC BankFind Suite / NCUA Call Reports as of 2025-Q4. This data is provided by the federal government and is believed to be accurate, but TheFinanceSection.com cannot guarantee its completeness or timeliness.

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